Legal disclaimers about Structured Products

The disclaimer for Structured Products issued by LUKB sets out additional terms of use for access to information on Structured Products issued by LUKB on the LUKB website.

By accessing information on Structured Products issued by LUKB on the LUKB website, you confirm that you have read, understood and accept the following additional terms of use. If you do not agree to these terms, please leave the LUKB website for Structured Products. In case of doubt, please contact LUKB.

Structured Products are combinations of derivatives and conventional investments, such as bonds and shares. With a Structured Product, risks and opportunities may be increased, reduced or eliminated. This means that the risk-return profile can be tailored to individual requirements and expectations.

Risk and performance information

Investors should ensure that they understand the nature and risks of any Structured Product in which they intend to invest. Investors should conduct transactions only if they have complete clarity on the risks of the transaction to be executed and are in the financial position to bear the potential losses associated with this risk. Investment in Structured Products may not be suitable for every investor.

Investors must be aware that an investment carries associated risks, including the potential loss of the invested capital. Past performance is not an indicator of current or future performance and is no guarantee of future success. Investment in foreign currencies is subject to the additional risk of exchange rate fluctuations.

From a legal point of view, Structured Products issued by LUKB are claims against LUKB in the form of uncertificated securities. Structured Products are not collective investment schemes according to the Collective Investment Schemes Act (Federal Act on Collective Investment Schemes of 23 June 2006), and are not subject to any authorisation requirements or the supervision of the Swiss Financial Market Supervisory Authority (FINMA). In contrast to collective investments, LUKB is liable with its own assets and not with specifically protected assets. You must bear in mind that in addition to a potential loss resulting from a decline in the market value of the underlyings (market risk), you may in the worst case lose your entire investment if LUKB becomes insolvent (issuer risk).

Further information on risks in securities trading, in particular features and risks of Structured Products is available on our website and in the «Risks Involved in Trading Financial Instruments» brochure.

No offer, invitation or recommendation

The information on the following pages related to Structured Products issued by LUKB and the details contained therein do not constitute an invitation or recommendation to acquire or dispose of Structured Products. It is provided exclusively as information for investors and does not constitute an offer, a solicitation of an offer or a recommendation to acquire Structured Products.

The information on the following pages related to Structured Products is not available to persons resident in certain countries. Please observe the selling restrictions applicable to the relevant Structured Product according to the product documentation.

The simplified prospectus and the legally binding product documentation for a Structured Product issued by LUKB are available on the following pages and from Luzerner Kantonalbank, Claridenstrasse 22, 8002 Zurich.

Accurate, complete and up-to-date information, and exclusion of liability

LUKB makes every reasonable effort to ensure that the information it presents is accurate, complete and up to date.

However, it cannot make any representation regarding or provide any guarantee of the completeness, accuracy or up-to-date nature of the information.

LUKB accepts no liability for losses or damages of any kind that may arise from access of the LUKB website and use of the information contained therein. No responsibility can be accepted for information on external third-party websites linked to from this site.

Copyright/use of information

All elements of the LUKB website are protected by copyright and are the exclusive property of LUKB and/or its direct or indirect subsidiaries. Third-party copyright is reserved.

Applicable law and place of jurisdiction

Access to the LUKB website and the applicable terms of use are governed by the laws of Switzerland. The exclusive place of jurisdiction is Lucerne.